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Banker's handbook on credit management

₹900

The 'Bankers' Handbook on Credit Management' is developed to address the unique skill requirements of banking professionals in managing credit portfolios. This book offers insights into the credit function, supplemented by practical examples, a rundown of regulatory guidelines, etc. The focus areas of this handbook revolve around the credit operations of commercial banks and delve into: • An Introduction to and Overview of Credit • Analysis of Financial Statement • Working Capital Management • Other Credits • Monitoring, Supervision/Follow-up, and Management of Impaired Assets Emphasis is placed on real-world applications of credit management concepts and functions. To ensure the reader is well-equipped with the latest knowledge, this book incorporates the recent developments and guidelines in the field. This book is not only the recommended courseware for the IIBF's 'Certified Credit Professional Course', recognized by the Reserve Bank of India & Indian Banks Association for enhancing the skills of banking professionals, but also an invaluable asset for anyone intrigued by the nuances of bank credit functions within India. The Present Publication is the 3rd Edition, updated by P.D. Sankaranarayanan (Former Assistant General Manager – State Bank of India) and vetted by D. Srinivasan (Former Deputy General Manager & Faculty | Training College – Indian Bank). Taxmann exclusively publishes this book for IIBF with the following coverage: • Module A – Introduction & Overview of Credit o Principles of Lending o Credit Policy o Types of Borrowers & Types of Credit Facilities o Credit Delivery o Credit Appraisal o Credit Rating o Capital Adequacy (Credit Risk – Standardized Approach & Advanced Approached) § Probability of Default § Exposure at Default § Loss Given Default o Importance & Application of RAROC (Risk Adjusted Return on Capital) • Module B – Analysis of Financial Statements o Analysis of Financial Statements o Non-financial Risk Analysis & Macroeconomic Factors o Project Appraisal/Term Loan Appraisal o Credit